Closing Costs Calculator
Estimate your closing costs and fees for your home purchase
Property Details
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$100K$2M
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$0$500K
Nova Scotia
Deed Transfer Tax: 1.5% of purchase price
Estimated Closing Costs
$10,080
Approximately 2.0% of the purchase price
Cost Breakdown
Land Transfer Tax (Deed Tax)
1.5% of purchase price in NS
Legal Fees
Lawyer fees and disbursements
Home Inspection
Professional property inspection
Title Insurance
Protects against title defects
HST on Services
14% tax on applicable fees
Total Closing Costs$10,080
Total Cash Required at Closing
Down Payment$100,000
Closing Costs$10,080
Total Cash Needed$110,080
📋 Additional Costs to Consider:
- • Moving expenses
- • Utility connection fees
- • Property insurance (first year upfront)
- • Property tax adjustments
- • CMHC insurance premium (if down payment < 20%)
- • Renovations or immediate repairs
Important Note:
These are estimates based on typical costs in Nova Scotia. Actual closing costs may vary depending on your specific situation, lender requirements, and property details. Always budget an extra 1-2% for unexpected costs.